Back Taxes Help
Why Resolving Back Taxes Matters
Unfiled or unpaid taxes don’t go away — they compound. Penalties, interest, and IRS collection actions can quickly turn back taxes into a serious financial burden for individuals and businesses alike. Ignoring the issue only increases risk and limits options.
At BlancPeak, we provide CPA-led back tax resolution designed to stop escalation and restore control. We file overdue returns, negotiate payment arrangements, and pursue penalty relief directly with the IRS and state authorities. The result: reduced exposure, clear next steps, and a path forward that lets you move on with confidence — not constant uncertainty.
What's Included
- Professionally prepared and corrected back tax returns
- Structured installment agreements that make repayment manageable
- Penalty reduction or abatement requests to limit added costs
- Direct negotiation with the IRS — no direct contact required from you
- A clear, strategic path to regain compliance and financial stability
We Help With
- Multiple years of unfiled tax returns accumulating over time
- IRS collection activity, including liens or enforcement notices
- Escalating penalties and compounding interest charges
- Risk exposure from prolonged noncompliance or non-filing
- Uncertainty about how to regain compliance and move forward
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FAQs: Back Taxes Help
What happens if I ignore back taxes?
Ignoring back taxes almost always makes the situation worse. Penalties and interest accrue monthly, so balances grow quickly — often far beyond the original tax owed. Over time, the IRS can escalate collection actions, including tax liens, wage garnishments, and bank levies.
Just as important, silence signals non-cooperation. That makes it harder to qualify for relief options later. Taking action early — even if you cannot pay in full — demonstrates good faith and typically leads to more flexible resolution options and better outcomes.
Can penalties and interest on back taxes be reduced?
In many cases, yes. Penalties may be reduced or eliminated through a penalty abatement request, depending on factors such as prior compliance history, reasonable cause, and corrective actions taken.
Interest is more limited because it is tied to the underlying tax balance, but reducing penalties alone can significantly lower the total amount owed. The key is presenting the request correctly. Our CPA-led approach frames your situation strategically and maximizes the likelihood of approval.
What if I can’t afford to pay my back taxes in full?
You are not required to pay everything at once to resolve back taxes. The IRS offers multiple repayment options, including installment agreements and, in certain cases, an Offer in Compromise, which may allow you to settle for less than the full balance owed.
The challenge is choosing the right option and structuring it properly. Many taxpayers enter payment plans they cannot realistically maintain, leading to defaults and renewed enforcement. With CPA guidance, repayment terms are aligned with your actual financial capacity, reducing long-term risk.
Will filing years of missing returns get me into more trouble?
Filing late returns is almost always better than leaving them unfiled. When no return is filed, the IRS may create a Substitute for Return (SFR) using third-party data, which typically overstates income and ignores deductions.
By filing accurate returns yourself, you regain control of the numbers — and in many cases reduce the assessed liability. Filing also unlocks resolution options such as payment plans and abatements. Unfiled returns, by contrast, only allow penalties and exposure to grow.
How far back can I file returns?
The IRS generally requires the most recent six years of returns to be filed to be considered compliant, though additional years may be requested depending on circumstances.
If a refund is owed, you typically have three years from the original filing deadline to claim it. After that, the refund expires — even if you overpaid. Acting sooner protects potential refunds and limits further penalties, interest, and enforcement exposure.
